Professional Liability for Nonprofit, Childcare, Social and Human Services

What is Professional Liability?

Professionals who are in the field of giving expert advice or providing a service are held to a higher standard than the average individual. These professionals are faced with the possibility of negligence claims. Negligence means failure to take proper care of something or someone, and these types of claims arise far more often than you may think. An example of negligence could be mishandling a patients diagnosis. For example, if you were a staff member at a rehabilitation center and you gave an inappropriate analysis of a patient, the patient and their family could file suit if they felt that the conclusion was detrimental to the patient.

What can Professional Liability Cover?

Professional Liability can protect you and your company by helping defend against a negligence claim. These claims could include a reporting error, failure to perform a contractual task or losses due to the advice you give to someone. These coverages are best suited for service professionals including counselors, nonprofit medical advisors and even pastors who provide advice to members of a church. Obtaining Professional Liability as a service professional or organization is often a must, not only to protect your company but also to protect yourself from any negligence claims.

Obtain a Professional Liability quote for your nonprofit, social or human services.