Counseling Negligence Risks for Nonprofit Organizations

Bullying, abusive relationships, divorce, addiction, depression and dementia are conditions millions of Americans will seek to cope with by accessing the following organizations. 

Many victims will seek advice from counselors and mentors in these situations. Licensed marriage counselors and therapists may have gone through specialized course work whereas social workers and counselors may be strictly offering advice on behalf of their best intentions. Thus the possibility for professional negligence can be created in the following scenarios:

• A young woman who was abused seeks the aid of a nonprofit counseling organization after considering divorcing her husband. The counselor determines the husband is not a threat. However, the very next weekend a fight breaks out in the home resulting in further injury to the woman. The woman, now living on her own, sues the nonprofit counselor and the nonprofit organization for negligence. She is awarded $50,000 for her medical bills and general (pain and suffering) damages.
  
  
• A man in hospice care is dying of cancer when his daughter finds that her father’s room was not visited for weeks. Her father had developed bed sores that led to painful wounds and suffering that could have been prevented. The nonprofit hospice organization is sued for damages.

Nonprofit organizations such as youth sports, social services, counselors for abuse and addiction victims put themselves are at risk for the above mentioned professional liability exposure in addition to general liability and property damage.

Nonprofit organizations should have proper insurance coverage and can obtain a package insurance quote from Gateway Specialty Insurance in only 24 hours. Gateway Specialty helps nonprofit organizations properly protect themselves and save nonprofit organizations money by offering premium credits and free resources when a policy is bound.

Learn more about our A++ rated package insurance for nonprofit social services today!